FLIG is committed to providing high quality leads, superior training and state of the art technology so that you can
Make a Difference
A Complete Telesales System for Final Expense Agents
FLIG combines Final Expense lead generation, multi-line dialing, AI-powered automation, and proven sales training into one complete telesales system. Agents can choose between purchasing their own Final Expense leads for maximum commission or joining our reduced-compensation program where FLIG provides the leads. We generate our own Facebook leads, automate follow-up on every new and aged lead, and give agents the technology and training needed to write more Final Expense business.
Final Expense Sales Training
Phone-based scripts, real calls, and live training built specifically for Final Expense. Learn exactly how to handle conversations, objections, and closes — without guessing or reinventing the wheel.
This short video shows how to use the FLIG Final Expense Calculator to run accurate quotes, compare carriers side by side, and guide clients to the right option based on health, not just price.
Why Our Agents Close More Sales
The FLIG telesales script isn't a collection of lines to memorize. It's a proven process built around trust, psychology, and real conversations. Watch the excerpt below to see how each part of the script is designed to move the sale forward naturally.
Final Expense Lead Strategy
A balanced mix of internally generated leads designed to keep your phone ringing. We combine proven vendor leads with our own Facebook generated prospects to create steady opportunity without relying on a single source.
How a Qualified Final Expense Lead is Actually Generated
Our Facebook leads are generated with honest Final Expense messaging that speaks directly to real need. Seniors engage because the subject matters to them, not because of affordability claims or government assistance hooks.
Before you ever call, they have already answered key questions about burial type, beneficiary, and coverage amount. You start the conversation with intent, not resistance. This is lead generation designed for agents who want real conversations, and high conversions.
Live Transfer Lead Program
At FLIG, we evaluate lead programs by what matters most: conversations that turn into applications and a cost per sale that supports a profitable business. This video provides a real-world look at how our Live Transfer Program performed for one FLIG agent.
Final Expense Technology
Technology that supports production, not distractions. From multi-line dialing and instant quotes to AI-powered coaching, transcript review, and automated SMS workflows, FLIG gives agents the tools to work more efficiently and consistently improve their results.
The FLIG Dialing Engine
This is the dialing engine FLIG agents work from every day. It combines local presence, multi-line dialing, dynamic scripts, and call recording to help agents reach more people and spend their time in real conversations instead of chasing pickups.
Vic Steele advances leads through defined funnel stages, sets appointments or transfers when appropriate, and flags confirmed interest. The result is not a different workflow, but more production from the same activity. Agents who average 12 applications per month tend to produce closer to 15 because or more high quality conversatioins with pre-qualifed leads.
Our Strategy
We specialize in Final Expense as the foundation, then build complete household protection through term life, children’s coverage, Critical Illness, and Annuities all through a simple, proven process.
Find out how we do It!
Final Expense Burial Plans
Final Expense is the foundation of our business. We focus on clients ages 45–80 who need a simple, affordable way to cover funeral costs without using their savings. Our goal is to help agents present clear solutions that make sense for the client and produce consistent results for the agent.
Simplified Issue Term Life
Simplified Issue Term Life is offered for mortgage protection, adult children, and household income needs tied to an existing Final Expense client. It’s a situational product used when term coverage makes sense, not a replacement for Final Expense, but a practical extension that protects more of the household.
Children's Whole Life Insurance
Children’s Whole Life is the most natural follow-up after a Final Expense sale. It allows parents and grandparents to secure permanent coverage for children and grandchildren while rates are low and health is guaranteed. For agents, it’s a comfortable, trust-based conversation that adds production without pressure.
Critical Illness Plans
Critical Illness coverage is introduced after core protection needs are addressed. It helps clients manage the financial impact of a serious health diagnosis while they’re living, complementing life insurance rather than replacing it. When positioned as part of a complete household plan, CI adds value without pressure.
Annuities
Annuities are often assumed to be a high income product, but most are sold to households earning under $75,000 per year. These are the same clients we already work with every day. They are not looking to invest or take risk. They want safety, predictability, and protection for money they have already saved. When introduced naturally after core life insurance needs are addressed, annuities become a simple extension of the planning conversation, helping clients protect savings and create long term financial stability without pressure.
Home Health Care
Home Health Care is introduced when a client can't qualify for Critical Illness coverage due to a recent heart attack, stroke, or cancer diagnosis. Rather than ending the conversation, FLIG teaches agents how to pivot to another concern many families share—maintaining their independence. By positioning HHC as a way to help pay for care at home instead of in a nursing facility, agents can discuss meaningful protection that clients immediately understand and value.
FLIG Rewards Program
Through our FLIG Rewards program, clients receive simple text messages inviting them to refer friends or family. As a thank-you, they can choose a gift card from over 30 popular retailers.
Referrals are one of the hardest things to generate in the Final Expense market. By systemizing follow-ups and incentives, FLIG helps agents unlock referrals that often wouldn’t happen otherwise. Today, referrals account for roughly 10% of our overall production, providing agents with higher-quality leads and lower acquisition costs.
A Smarter Way to Build Protection and Production
We start with Final Expense, expand into Term when income or mortgages are involved, extend protection to children and grandchildren, add Critical Illness when health concerns arise, and annuities as a safe haven. This logical progression allows agents to protect more of the household over time, build stronger client relationships, and create consistent, repeatable production, not just one-off sales.
This calculator shows how lead cost, conversion rate, premium, compensation and chargebacks work together so you can make better decisions about where to focus time and money.
How to use this tool
1. Start with your reality
Enter the lead type. Use "Custom" and enter the unit price of your leads.
2. Adjust the variables under "Assumptions" or leave as is
Set leads per month, the conversion rate you expect and the chargeback rate.
3. Compare scenarios
Use the table to see what happens as performance improves or slips.
What to look for
“With FLIG, there’s a clear way to do this. I start with Final Expense, and from there it’s easy to see when a family needs term coverage, something for the kids or grandkids, or protection for a health issue. I’m not just selling one policy and moving on, I’m taking care of the whole household. That’s helped me build a solid client base and steady production instead of chasing quick wins.”
— Mike H., Atlanta, GA
Get practical tips for marketing, compliance, social media, and carrier products.
Most Final Expense sales are won or lost in the first 30 seconds. If the lead feels like it’s a sales pitch right away, they shut down, or hang up. Here’s how to open strong and keep them on the line.
One of the biggest challenges we face after buying a lead is simply getting them to pick up the phone. Between caller ID apps, spam filters, and people just screening calls, contact rate has never been tougher.
Relationship selling only works if you can build real rapport. In Final Expense, this doesn’t mean talking for hours, it means making the client feel like more than just a lead.
At Family Life Insurance Group, everything we build is designed to support real production. From lead flow and automation to training, systems, and one-on-one support, our focus is helping agents spend more time talking to qualified prospects and less time figuring things out on their own. You’re not joining a platform, you’re joining a team that understands the realities of telesales and backs it with proven tools, structure, and ongoing support.
More From FLIG
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Overview Call
agent@familylifeinsurancegroup.com
Phone
404-233-3544
