Final Expense is the foundation of our business. We focus on clients ages 45–80 who need a simple, affordable way to cover funeral costs without using their savings. Our goal is to help agents present clear solutions that make sense for the client and produce consistent results for the agent.
Simplified Issue Term Life
Simplified Issue Term Life is offered for mortgage protection, adult children, and household income needs tied to an existing Final Expense client. It’s a situational product used when term coverage makes sense, not a replacement for Final Expense, but a practical extension that protects more of the household.
Children's Whole Life Insurance
Children’s Whole Life is the most natural follow-up after a Final Expense sale. It allows parents and grandparents to secure permanent coverage for children and grandchildren while rates are low and health is guaranteed. For agents, it’s a comfortable, trust-based conversation that adds production without pressure.
Critical Illness Plans
Critical Illness coverage is introduced after core protection needs are addressed. It helps clients manage the financial impact of a serious health diagnosis while they’re living, complementing life insurance rather than replacing it. When positioned as part of a complete household plan, CI adds value without pressure.
Through our FLIG Rewards program, clients receive simple text messages inviting them to refer friends or family. As a thank-you, they can choose a gift card from over 30 popular retailers.
Referrals are one of the hardest things to generate in the Final Expense market. By systemizing follow-ups and incentives, FLIG helps agents unlock referrals that often wouldn’t happen otherwise. Today, referrals account for roughly 10% of our overall production, providing agents with higher-quality leads and lower acquisition costs.
FLIG Rewards Program
Phone-based scripts, real calls, and live training built specifically for Final Expense. Learn exactly how to handle conversations, objections, and closes — without guessing or reinventing the wheel.
“With FLIG, there’s a clear way to do this. I start with Final Expense, and from there it’s easy to see when a family needs term coverage, something for the kids or grandkids, or protection for a health issue. I’m not just selling one policy and moving on, I’m taking care of the whole household. That’s helped me build a solid client base and steady production instead of chasing quick wins.”
— Mike H., Atlanta, GA
We start with Final Expense, expand into Term when income or mortgages are involved, extend protection to children and grandchildren, and add Critical Illness when health concerns arise. This logical progression allows agents to protect more of the household over time, build stronger client relationships, and create consistent, repeatable production, not just one-off sales.
We specialize in Final Expense as the foundation, then build complete household protection through term life, children’s coverage, Critical Illness, and Annuities all through a simple, proven process.
Technology that supports production, not distractions. From multi-line dialing and instant quotes to AI-driven outreach and SMS workflows, FLIG helps you move more leads through the pipeline with less effort
A balanced mix of internally generated leads designed to keep your phone ringing. We combine proven vendor leads with our own Facebook generated prospects to create steady opportunity without relying on a single source.
A Complete Telesales System for Final Expense Agents
We generate our own Facebook leads so we control quality from the start. Our multi-line dialing system dramatically increases contact rates, which means agents talk to more people and make more sales. Our AI reaches out to every lead, new and old, so speed to lead never slips and opportunities don't fall through the cracks.
A Smarter Way to Build Protection and Production
FLIG Facebook Leads
How a Qualified Final Expense Lead is Actually Generated
Our Facebook leads are generated with honest Final Expense messaging that speaks directly to real need. Seniors engage because the subject matters to them, not because of affordability claims or government assistance hooks.
Before you ever call, they have already answered key questions about burial type, beneficiary, and coverage amount. You start the conversation with intent, not resistance. This is lead generation designed for agents who want real conversations, and high conversions.
Vendor Leads
Vendor Leads
Training
FLIG training is built around what actually happens on the phone. We focus on real conversations, real objections, and real outcomes, not theory. You’ll learn how to work modern leads, how to sound natural, and how to stay in control of the call without reading a script like a robot.
Training doesn’t stop at onboarding. We review call recordings, break down what worked and what didn’t, and coach you one on one so you improve faster. The goal is simple: more confidence, better conversations, and more applications written without burning yourself out.
Carriers
Aflac
American Amicable
Aetna CVS Health (Accendo)
Mutual of Omaha
North American
AIG
Americo
Assurity
Combined Insurance (Chubb)
Foresters Financial
Gerber Life
Guarantee Trust Life (GTL)
Liberty Bankers
Manhattan Life
Royal Neighbors of America
Sagicor
Standard Life and Casualty
Symetra
Trinity Life Insurance Company
Transamerica
The FLIG Dialing Engine
The FLIG Dialing Engine
This is the dialing engine FLIG agents work from every day. It combines local presence, multi-line dialing, dynamic scripts, and call recording to help agents reach more people and spend their time in real conversations instead of chasing pickups.
